What is a rate lock?

How Your Loan Officer Works Behind The Scenes To Protect You Against Market Fluctuation In a rising rate environment Amerifund is committed to making mortgage simple. In this week’s video, Amerifund President Jamie Cavanaugh explains how your loan officer can lock in...

What Are Impound Accounts?

The Not So Well Known Mortgage Tool That Millions Of Homeowners Use When you set up your mortgage, you had the option to include your property tax and insurance payments in with your monthly payment – even though they are only due annually or semi-annually. This is...

Avoiding Unsolicited Solicitation

How They Get Your Information And What You Can Do To Stop It It can feel inevitable. As soon as you start applying for a loan, you become the target of ads, calls, emails, and other spam you don’t want, but it doesn’t have to be this way. In this...

How War Affects The Economy

Conflict In Ukraine Is Having Effects Worldwide The war in Ukraine is especially difficult and dangerous for those living in the region, but it has global consequences. In this week’s Mortgage Update, Amerifund President Jamie Cavanaugh explains how a war on the...