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Learn more about mortgage and get the latest market updates.

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What are the different types of home loans/mortgages?

What are the different types of home loans/mortgages?

An easy guide to the many different mortgages available. Let's be honest. Most people think that buying a home requires a lot of cash. Many would-be home buyers do not have the required capital to buy a new home. So, after you've found the home that you'd like to buy...

The Pros and cons of Buying a House in 2021

The Pros and cons of Buying a House in 2021

Is now a good time to buy a house? Here is what you should know. 2020 was a doozy. A global pandemic, nationwide protests and a presidential race had most people wishing it would end sooner than later. We can all feel a bit more at ease that we are in a new year, and...

How to get a Home Loan: a first-time buyers guide

How to get a Home Loan: a first-time buyers guide

Buying a home for the first time can be intimidating. Amerifund Home Loans is here to make it easy. This guide will give you a better understanding of your options and which home loan is right for you. Applying for a loan Get a real estate agent (or be your own)...

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What are the different types of home loans/mortgages?

What are the different types of home loans/mortgages?

An easy guide to the many different mortgages available. Let's be honest. Most people think that buying a home requires a lot of cash. Many would-be home buyers do not have the required capital to buy a new home. So, after you've found the home that you'd like to buy...

The Pros and cons of Buying a House in 2021

The Pros and cons of Buying a House in 2021

Is now a good time to buy a house? Here is what you should know. 2020 was a doozy. A global pandemic, nationwide protests and a presidential race had most people wishing it would end sooner than later. We can all feel a bit more at ease that we are in a new year, and...

How to get a Home Loan: a first-time buyers guide

How to get a Home Loan: a first-time buyers guide

Buying a home for the first time can be intimidating. Amerifund Home Loans is here to make it easy. This guide will give you a better understanding of your options and which home loan is right for you. Applying for a loan Get a real estate agent (or be your own)...

What will happen to interest rates as we head into 2021?

What will happen to interest rates as we head into 2021?

Script: Hi everyone, it’s Jamie Cavanaugh with Amerifund here with your weekly mortgage update. It has been a while since we’ve talked about the market and rates so I thought I would give you an update. We saw a sharp reaction in the market on the heels of the...

What are impounds? 

What are impounds? 

Script: When you buy a home, you are responsible for paying property taxes to the local tax assessor. In most California counties, taxes are due in 2 equal installments twice per year.  As an example - if you buy a $500,000 house you are looking at a little over...

What is a mortgage rate watch and why should use a mortgage broker?

What is a mortgage rate watch and why should use a mortgage broker?

Transcript: Hey everyone. It's Jamie, with the real four, one, one (411). If you're like a lot of homeowners, you might be eagerly awaiting the opportunity to refinance and lower your interest rate. And as I've mentioned on a few of my recent broadcasts. Our industry...

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