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What will happen to interest rates as we head into 2021?

What will happen to interest rates as we head into 2021?

Script: Hi everyone, it’s Jamie Cavanaugh with Amerifund here with your weekly mortgage update. It has been a while since we’ve talked about the market and rates so I thought I would give you an update. We saw a sharp reaction in the market on the heels of the...

What are impounds? 

What are impounds? 

Script: When you buy a home, you are responsible for paying property taxes to the local tax assessor. In most California counties, taxes are due in 2 equal installments twice per year.  As an example - if you buy a $500,000 house you are looking at a little over...

What are impounds? 

What is a mortgage rate watch and why should use a mortgage broker?

Transcript: Hey everyone. It's Jamie, with the real four, one, one (411). If you're like a lot of homeowners, you might be eagerly awaiting the opportunity to refinance and lower your interest rate. And as I've mentioned on a few of my recent broadcasts. Our industry...

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What will happen to interest rates as we head into 2021?

What will happen to interest rates as we head into 2021?

Script: Hi everyone, it’s Jamie Cavanaugh with Amerifund here with your weekly mortgage update. It has been a while since we’ve talked about the market and rates so I thought I would give you an update. We saw a sharp reaction in the market on the heels of the...

What are impounds? 

What are impounds? 

Script: When you buy a home, you are responsible for paying property taxes to the local tax assessor. In most California counties, taxes are due in 2 equal installments twice per year.  As an example - if you buy a $500,000 house you are looking at a little over...

What is a mortgage rate watch and why should use a mortgage broker?

What is a mortgage rate watch and why should use a mortgage broker?

Transcript: Hey everyone. It's Jamie, with the real four, one, one (411). If you're like a lot of homeowners, you might be eagerly awaiting the opportunity to refinance and lower your interest rate. And as I've mentioned on a few of my recent broadcasts. Our industry...

What is a mortgage rate lock?

What is a mortgage rate lock?

Transcript: Hey everyone. So let's talk about rate locks. What does it mean when your loan officer tells you that they've locked a rate in for you? Well, interest rates fluctuate with the market, and they change constantly. Sometimes they go up or down several times a...

VA loans, Veteran home loans, special VA rates

VA loans, Veteran home loans, special VA rates

Transcript: Hey everyone, I'm going to keep this week's mortgage update very brief. We are heading into the 4th of July weekend. And this is a great; time for me to think about our heroes. Our veterans who defend our freedoms every day; I happen to be the proud...

Should I Wait to Refinance?

Should I Wait to Refinance?

Transcript: Hey everyone. So we've spoken with many people who would benefit from a refinance today and save hundreds, if not thousands of dollars monthly and over the life of their loans. Several have chosen to wait and see if rates continue to go down. This is your...

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