It can feel inevitable. As soon as you start applying for a loan, you become the target of ads, calls, emails, and other spam you don’t want, but it doesn’t have to be this way. In this week’s video, Jamie Cavanaugh, President of Amerifund Home Loans explains how you can stop the credit bureaus from selling your information at www.optoutprescreen.com.

The war in Ukraine is especially difficult and dangerous for those living in the region, but it has global consequences. In this week’s Mortgage Update, Amerifund President Jamie Cavanaugh explains how a war on the other side of the world can affect everyday people here in the US.

If you’re a homeowner – your home equity is at an all time high. In this weeks video, Amerifund President Jamie Cavanaugh explains how you can use the equity in your home to build generational wealth through property investing.

As rates begin to increase, the mortgage industry is transforming from a refi market to a purchase market. After all, most people refinance to lock in a lower rate, and as the Fed brings rates back to normal, we’re no longer seeing the rush to lock in pandemic-era low rates. However, that doesn’t mean you shouldn’t refinance if it’s right for your situation. In this video, Jamie Cavanaugh lays out five of the most common reasons you might refinance, even when it doesn’t lower your interest rate.

Like nearly everything else, the mortgage industry has been rocked by the impact of the Covid pandemic, and some of the folks who felt that impact personally were self-employed borrowers. With businesses losing money, laying off employees, and even closing altogether in the early months of the pandemic, lenders couldn’t trust that an annual income metric would be up to date. In this week’s episode, Jamie Cavanaugh explains the additional requirements in place during Covid, and how things will change for borrowers now that lenders have lifted the additional requirements in response to the declining cases and hospitalizations.

It’s a big week in the mortgage industry and Jamie Cavanaugh is here to explain why. With two major upcoming changes over the next few weeks, now is the time to prepare and make sure you’re getting the best possible deals every time! In this week’s video, Jamie explains Fannie Mae’s recent announcement regarding appraisals, and the MASSIVE change that’s causing anyone buying or refinancing a second home to get started ASAP!