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Why You Shouldn’t Be Afraid Of VA Loans

Why You Shouldn’t Be Afraid Of VA Loans

VA Loans can seem confusing, and for that reason, some veterans, home sellers, and even mortgage loan officers have avoided them in the past. In this week’s episode, Cesar Silva explains the benefits of VA loans and why they’re not as complicated as some people think.

The Benefits of Reverse Mortgages

The Benefits of Reverse Mortgages

Reverse Mortgages can be complicated, and many people don’t know all of their benefits. In this week’s update, Angela Wyckoff explains how reverse mortgages can be the best option for some seniors looking to maximize their financial position in retirement.

What Is A HELOC?

What Is A HELOC?

What do you do if you need funds for investment, renovations, tuition, transportation, or any other reason? Do you get a credit card or is there something better? If you’re a homeowner, you may consider a home equity line of credit, or HELOC. In this week’s video, Jamie Cavanaugh explains what a HELOC is and who should consider getting one. As always, if you have any questions, give us a call!

Latest Posts

Why You Shouldn’t Be Afraid Of VA Loans

Why You Shouldn’t Be Afraid Of VA Loans

VA Loans can seem confusing, and for that reason, some veterans, home sellers, and even mortgage loan officers have avoided them in the past. In this week’s episode, Cesar Silva explains the benefits of VA loans and why they’re not as complicated as some people think.

The Benefits of Reverse Mortgages

The Benefits of Reverse Mortgages

Reverse Mortgages can be complicated, and many people don’t know all of their benefits. In this week’s update, Angela Wyckoff explains how reverse mortgages can be the best option for some seniors looking to maximize their financial position in retirement.

What Is A HELOC?

What Is A HELOC?

What do you do if you need funds for investment, renovations, tuition, transportation, or any other reason? Do you get a credit card or is there something better? If you’re a homeowner, you may consider a home equity line of credit, or HELOC. In this week’s video, Jamie Cavanaugh explains what a HELOC is and who should consider getting one. As always, if you have any questions, give us a call!

What Are Mortgage Points?

What Are Mortgage Points?

How do you get the interest rate you want? There are many things that can help, like having good credit or using a broker like Amerifund to compare rates from different lenders, but something you may not know, is that if you’re targeting a specific rate, you may be able to get there by paying points on your loan. In this week’s episode, Amerifund President Jamie Cavanaugh explains what mortgage points are and how you might use them in your next home loan.

What’s The Difference Between Pre-approval And Pre-qualification?

What’s The Difference Between Pre-approval And Pre-qualification?

You’ve probably gotten letters in the mail saying that you’re already pre-qualified for a loan, but what does that really mean? How many others got that same letter? In this week’s video, Jamie Cavanaugh explains the difference between pre-qualification and pre-approval, and which one you should get if you’re serious about buying a home.

What Are Bank Statement Loans?

What Are Bank Statement Loans?

When you apply for a mortgage, you’ll likely need to provide copies of your tax returns to verify proof of income. But what if your tax returns don’t tell the whole story? For borrowers who are self-employed or in the entertainment industry, submitting tax returns may not be enough. In this video, Jamie Cavanaugh explains how Amerifund uses bank statement loans to help our borrowers get approved.