Careers

We may look like one from the outside, but once you look more closely, you will find out that we are so much more than a traditional mortgage company! We’re looking for career minded candidates who can offer their unique talents and grow with us.

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Health Benefits

Great medical, dental and vision benefits with a full range of health insurance choices – from HMO to PPO. The company covers 50% of the premium for your employee coverage!

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401k plan participation

401k plan participation with a company contribution of 3% of your salary! Company contribution is made after first 12 months employment regardless if an employee contributes or not.

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Paid time off

Employees received 10 days Paid Time Off (PTO) the first year and 15 days PTO after the first year.

CURRENT OPENINGS

Our hiring philosophy is simple: We look for like-minded professionals who share our ideals, are eager to learn, bring unique value, ideas, and resourcefulness … and want to grow with us!

Senior Loan Processor

Simi Valley, CA
Full-time


 

The Senior Loan Processor is responsible taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, escrow and title documentation on purchase, refinance and home equity transactions to confirm that it meets investor guidelines. With the help of a Junior Loan Processor, the processing team is responsible for directly communicating with Clients, Realtors and our Loan Officers to gather and satisfy all loan conditions and move toward a timely closing. The role requires an excellent communication skills with a drive toward meeting contingency and closing deadlines while providing exceptional customer service to all parties involved in the transaction. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major investors and their guidelines.

Duties and Responsibilities:

  • Review income, credit, assets and property information against investor guidelines to ensure eligibility for the desired loan program
  • Submit for loan approval and gather/review all outstanding loan conditions
  • Order loan documents and coordinate with third party escrow companies for a timely closing

Prioritize and monitor daily workflow in order to ensure all loans meet contractual contingency and closing deadlines with pro-active communication to referral partners and clients in accordance with company’s timeline expectations.

  • Work additional hours as needed.
  • Assume responsibility and ownership of the loans in your personal pipeline.
  • Stay current on all investor guidelines and program changes.

Basic Qualifications:

  • FHA/ VA experience strongly preferred.
  • Current knowledge of federal and state disclosure guidelines.
  • Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan Prospector.
  • Technology savvy- proficient in Microsoft Outlook, Office Suite, Desktop Underwriter and Loan Prospector. Current familiarity with Encompass 360 is a plus.
  • Ability to learn new systems quickly.
  • Advanced ability to analyze complex tax returns to accurately calculate income for all types of borrowers.
  • Demonstrate high volume productivity.
  • Must be detail oriented organized and work efficiently under pressure.
  • Must be a team player and work well with both Sales and Operations Staff providing utmost levels of customer service and an open line of communication.
  • Strong analytical skills.
  • Excellent verbal and written communication skills with a strong desire to help build relationships with Realtors and Borrowers
  • Ability to problem solve and work independently
  • Ability to multi-task effectively.
  • Positive attitude and self-motivation are critical.
  • Minimum of 3 years experience required.

    Mortgage Analyst

    Simi Valley, CA
    Full-time


     

    The Mortgage Analyst position is a front line sales support role with direct communication with clients and realtors. The role requires an extremely outgoing personality with the ability to self-motivate toward results. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major lenders and their guidelines.

    Duties and Responsibilities:

     

    • Track and manage new leads and follow up on referral business using lead management system.
    • Have initial discovery call with new clients
    • Send out request to client for loan application and documents needed to pre-approve a purchase loan and/or finalize a refinance loan.
    • Run credit report and review all documentation – including the accurate calculation of income for all types of borrowers on FHA, VA, Conventional and other loan programs.
    • Determine best financing options and communicate pre-approval decisions to clients and Realtors, including discussing rates and terms. This involves pricing and locking loans.
    • Disclose and submit complete files to processing based on lender guidelines.
    • Maintain constant communication with referral partners, clients and management
    • Prioritize and monitor daily workflow in order to ensure all leads are being worked on in accordance with company’s timeline expectations.
    • Work additional hours as needed.
    • Assume responsibility and ownership of the leads in your personal pipeline.
    • Stay current on all investor guidelines and program changes.

    Mortgage Loan Officer Inside Sales

    Simi Valley, CA
    Full-time


     

    Do you have a proven track record of creating lending solutions for clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in a highly lucrative career, please reach out to us today.

    $100,000+ Annually (includes base salary + benefits and competitive closed loan bonus plan)

    Responsibilities

    • Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
    • Work closely with industry-related professionals to gather and prepare all necessary information to complete underwriting requirements
    • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
    • Exceed our production standards by maintaining an active pipeline
    • Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters
    • Track and manage new leads and follow up on referral business using lead management system
    • Send out request to client for loan application and documents needed to pre-approve a purchase loan and/or finalize a refinance loan
    • Run credit report and review all documentation – including the accurate calculation of
    • income for all types of borrowers on FHA, VA, Conventional and other loan programs
    • Determine best financing options and communicate pre-approval decisions to clients and
    • Realtors, including discussing rates and terms
    • Run loans through automated underwriting systems including Desktop Originator/Loan Product Advisor and Lender specific systems
    • Register, price and lock loans through lender specific systems
    • Disclose and submit complete files to processing based on lender guidelines
    • Maintain constant communication with referral partners, clients and management
    • Prioritize and monitor daily workflow in order to ensure all leads are being worked on in accordance with the company’s timeline expectations
    • Work additional hours as needed
    • Assume responsibility and ownership of the leads in your personal pipeline
    • Stay current on all guidelines and program changes

    Qualifications

    • Multiple years of real estate, mortgage origination, or lending required
    • Understand a variety of loans such as: FHA, VA, USDA, conventional, fixed/ adjustable, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
    • Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
    • Knowledge of state and federal regulations, and company underwriting policies and guidelines
    • Banking, business, real estate, or related Bachelor’s degree required
    • Mortgage Broker experience is required
    • Familiarity with Encompass LOS is a plus
    • Current, active California DRE license required
    • Current, active NMLS endorsement is required

    Compensation

    $100,000+ Annually (includes base salary plus bonus plan)

    About Amerifund Home Loans, Inc.

    Established in 2004, Amerifund Home Loans, Inc is an exceptionally dynamic, unique, and tech-oriented mortgage company in the process of expanding to a national footprint. We are headquartered in Simi Valley, CA – a short drive west of the San Fernando Valley and just north of Thousand Oaks.

    Mortgage Sales Apprentice

    Simi Valley, CA
    Full-time


     

    Full-time Internship – Boot Camp for first 30 Days

    This role is an excellent opportunity for a career-minded individual with a fast-growing firm. It is a 30-day Boot-Camp in which you will receive industry training and knowledge essential to the Mortgage Analyst role. Upon successful completion of the Boot-Camp and subject to meeting certain milestones and criteria, Amerifund Home Loans may extend an offer of full-time employment with benefits. Please note that we are currently unable to provide visa sponsorship.

    What makes Amerifund different from other companies in the mortgage space is our well-established reputation built on a long history of providing an outstanding level of customer service to our clients and referral partners. We are extremely proud of our outstanding online and social reputation in the marketplace. Our company culture is simply the best as evidenced by the tenure of our employees – many of whom have been with us for 15 years or more.

    Another differing factor is that we prefer to hire individuals with little to no experience in our industry – training all new team members from top to bottom with our unique, unrivaled training program. The Mortgage Analyst position is both challenging and rewarding as interns are trained in culture and work environment that are collaborative, open, and simply fun.

    Responsibilities

    • Call 100 customers per day along with follow-up by email, SMS and Zoom Meetings.
    • Diligently track data and maintain company referral database with real-time information in our CRM.
    • Assess and convey current market conditions to clients and referral sources.
    • Nurture relationships with clients, referral sources, and team members.
    • Continuously study current market conditions and the lending regulatory environment, with a focus on educating yourself and team members.
    • Contribute to the team environment by regularly evaluating the Amerifund systems and processes to recommend improvements.
    • Prepare for and engage in weekly team meetings to assess issues and best practices within firm.
    • Monitor practices and systems to ensure compliance in a dynamic and complex regulatory environment.

    Qualifications

    • No industry-specific experience is required (training will be provided).
    • Bachelor’s Degree in any field with a GPA of 3.25 or higher. Transcripts will be required.
    • Must be able to absorb a lot of detailed information in a short time frame.
    • Strong level of comfort adapting to new technology/software including Client Relationship Management and Loan Origination systems.
    • Exceptional customer service attitude both internally and externally.
    • Top-notch verbal and written communication skills.
    • Team Player with the ability to collaborate with others toward a common goal.
    • Open and able to receive constructive input.
    • Ability to thrive under pressure, working long hours as needed in a demanding field.

    Compensation

    $75,000/year (Base Salary + Bonus) after 30 days

    About Amerifund Home Loans, Inc.

    Established in 2004, Amerifund Home Loans, Inc is an exceptionally dynamic, unique, and tech-oriented mortgage company in the process of expanding to a national footprint. We are headquartered in Simi Valley, CA – a short drive west of the San Fernando Valley and just north of Thousand Oaks.

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