From The Community

For The Community

Why Amerifund?

Amerifund is built on a foundation where our customers have always come first. We recognize the fact that supporting and empowering our Sales team is what drives our business. We don’t believe in Sales versus Operations. In fact it’s quite the opposite. We have created a space where there is room for everyone to shine. Every person on the team shares a genuine commitment to providing top notch service not only to our customers, but to each other and our referral partners. We understand and embrace the concept that everyone brings a unique set of skills and we work best when we combine our talents toward our common goal.

Work The Way You Want

Amerifund is looking for talented, growth-oriented team members in all shapes and sizes. We know everyone works differently so we have different paths to fit your needs.

independent loan offier

Mortgage Loan Originators

Are you a loan officer ready to take the next step in your career? That doesn’t mean you have to do it all by yourself. The Amerifund Independent Loan Officer Program gives you the tools and resources you need to work for yourself.

Amerifund Office

Available Positions

Located in Simi Valley, CA, our headquarters is a beautiful team-oriented office space at Corporate Point. Additionally, we have offices continually opening around the country. We value initiative and creativity, and above all else, we value our team.

Calling All Loan Officers!

Do you feel like every month you start over?

As you work you should be building a sustainable business that will continue to feed your production throughout your career.

At Amerifund, we have developed the formula to help you do just that. We don’t just share the tools with you – we’ll also be there to guide and support you every step of the way because we believe that your success is our success.

Find out why our average team member has been with us for close to 2 decades!

Are You A Loan Officer Ready To Take Your Career To The Next Level?

Register for our confidential join amerifund call

FAQs

In which states is Amerifund licensed?

Amerifund is rapidly expanding. You can see all the states we currently serve and which states we expect to be in next at amerifund.com/licenses. We expect to have a nationwide footprint by the end of 2022.

Is Amerifund a Lender?

Amerifund is a mortgage broker by choice. Being a broker promotes complete transparency. We don’t pad our rates or build profit into a rate sheet. What you see is what you get!  

Brokering also gives our team members access to almost every wholesale lender in the country. This enables you to offer just about every loan program to your clients in a variety of qualifying situations. If we don’t have a program and you need it, we’ll expand our offerings to support you and your business.

What products and services does Amerifund offer?

Some of our product highlights include:

  • FHA 
  • VA 
  • Conventional (including high balance) 
  • Jumbo Fixed and ARM 
  • Renovation (including FHA 203k) 
  • Reverse 
  • Helocs/2nds DSCR
  • Bridge Loans 
  • DSCR
  • Private Money/Hard Money
  • Non-QM (including bank statement and Foreign National loans) 

How is Processing handled?

Amerifund has a team of experienced in-house Processors who will handle your loans from lender submission through closing – including issuing and following up on initial disclosures. Unless you prefer to be the main point of contact, your Sr. Processor will communicate directly with the borrower(s), Closing Agent, Title Company and Real Estate Agents to update them on status and obtain all conditions needed to close your loan. You will only be re-involved if a program, rate or fee question arises which needs your expertise. You can focus on originating loans – which is your highest and best use while being copied on status updates to your clients and referral partners with assurance that they are getting top notch communication and service! 

How are credit reports handled?

Amerifund is set up with a nationwide credit vendor. You will need to create your own sub-account under our company ID and set up direct payment of your credit report invoices. If you decide to pass the credit report fee on to the customer, your Processor will bill them through closing and Amerifund will include the credit report fee reimbursement in your commission check. 

What am I responsible for as a Loan Officer?

To put it simply, we want you to ORIGINATE! With that in mind, we’ve built an experienced, structured operations team to support YOU and your business and allow you to focus on the thing you are best at – being a Loan Officer!   

Loan Officer Responsibilities:  

  • We guide you through all the steps needed to build your business.  Use our creatives, or design and develop your own marketing, advertising and prospecting strategy (all marketing materials must show all required licensing and company logo information and must be approved by Amerifund’s marketing department before finalizing).
  • Field all incoming leads and facilitate the loan application and supporting documentation. 
  • Review your client applications/documentation to determine their qualifications and provide guidance on the best loan options. 
  • Shop, price and lock your loans with one of our approved Wholesale Lenders. 
  • Send the complete file to the disclosure team who will prepare and send your disclosures, follow up for receipt and if your file is complete they will send it straight into the processing department for submission to the lender.  
  • No more chasing down conditions 
  • No more follow ups with the lender for status 
  • Spend your time doing what you love – networking, prospecting and originating loans!  

What systems and software does Amerifund use?

Our Loan Origination Software ARIVE is also our Point of Sale system! This makes the customer experience seamless as they can apply and upload documents not only at the start of the loan but throughout the process without having to create a separate system login or email things back and forth.   The ARIVE LOS license is complimentary for Loan Officers who close at least 1 loan per month or 3 loans per quarter and includes a personalized loan application link and built in pricing engine for Lenders who are integrated with ARIVE. 

We use a customized CRM which has built in lead management automation to help you manage your database. This CRM is optional, and is available to loan officers at an additional monthly cost.

Additional pricing and loan presentation tools are available at an additional cost.  

What additional support is offered?

Concierge to walk you through your first 5 loans

LOA services

Peer to Peer Mastermind

Reverse mortgage coaching

Inside active chat channels to support quick answers to loan scenarios

Are there hidden fees or requirements?

Our loan officers appreciate that there are No hidden fees or profits. We are a mortgage broker with 100% transparency. We are not one of those companies that boasts about large commission splits and payouts only to discover that they nickel and dime your net check so that your commission is no different that if they would have just been honest about the lower split to begin with. What you see is what you get. Our Loan Officers are empowered with high commission splits and can price their loans with either Lender or Borrower Paid compensation at their discretion based upon the needs of the client. No “prior approval” is required.

What are some of the benefits of working with Amerifund?

  • Complete in-house processing support from disclosures through closing
  • Preferred pricing with a wide variety of lenders offering Conventional, FHA, VA, Jumbo, Reverse, Renovation, and Non QM loan options
  • Opportunities for growth, including management and recruiting in multiple states
  • Benefit with overrides for helping grow Amerifund. Receive a perpetual override for any loan officers you help bring aboard!
  • Personalized page on our website with photo, bio, and link to your own loan application portal

“Being an Independent Loan Officer with Amerifund as my Broker Partner has given me my business back.  The team support behind the scenes removes the worry of “the process” so that I can focus on production.  The absolute best of both worlds with competitive loan product edge and full team process support.”

Alysha Boles

Amerifund Independent Loan Officer

Current Openings

Health Benefits

Great medical, dental and vision benefits with a full range of health insurance choices – from HMO to PPO. We cover 50% of the premium for your employee coverage!

401k plan participation

401k plan participation with a company match of up to 4% of your salary! Eligibility time frames apply.   

Paid time off

Employees received 10 days Paid Time Off (PTO) the first year and 15 days PTO after the first year.

Our hiring philosophy is simple: We look for like-minded professionals who share our ideals, are eager to learn, bring unique value, ideas, and resourcefulness … and want to grow with us!

Inside Loan Originator

Simi Valley, CA
Full-time

Job Description

Join a successful and well-established mortgage company with a multi-state licensing footprint and the largest variety of loan options for consumers! We are growing while others are closing their doors!

 

As our Inside Loan Officer working directly with the CEO and Presidents personal database of over 25,000 past client and referral contacts you will be working with warm borrowers to generate purchase and refinance loans! These contacts know our leaders by name, face, and working with them for decades. We are looking for the right candidate to be an extension of them to make sure these folks are well taken care of.

 

This unique opportunity fed previous Inside Loan Officers with over $160M of production in 2020 and again in 2021. Today requires warmly reaching out for opportunities and setting up the relationship to benefit from another refinance boom in the future.

 

If you consider yourself to be a great loan originator, fantastic with people, sales, organization, software, CRM, and not afraid of calling warm customers, then you can stop the ups and downs of the origination game and consider this to be a long-term career. We are looking for someone to join and stay with us for the long haul. You must have all the qualifications set out below, or don’t bother applying. This is a once in a lifetime opportunity.

 

This position will pay a competitive base salary plus productionbased bonuses.  We offer a full suite of benefits including paid time off, medical, dental, vision and 401k with company match.

 

The perfect candidate will have these qualities:

Excellent phone outreach abilities
Superb organizational and motivational skills
Excellent communication
Excellent computer and typing skills
Enjoy being on camera
Extremely outgoing and positive attitude
Ability to self-motivate toward results
Persistence in overcoming objections
Focus on sales results with determination to convert leads and prospects into closed clients.
Deep telephone sales experience
Ability to manage time effectively to facilitate a large volume of daily outbound calls with no hesitation.

Job Responsibilities Include:

Inside sales outreach, warm and cold calls to past clients, past prospects and referral partners.
Database management including updating customer information in our CRM
Generating potential interest in purchase or refinance opportunities.
Create and manage marketing campaigns through automation

What you will need:

Prior sales experience in an inbound and outbound telephone sales calling environment
Minimum of 5 years sales outreach to potential clients
Strong phone communication abilities
Excellent time management/organizational skills and the ability to prioritize work

Education:

High school or equivalent (Preferred)
Team Sports experience a plus
Military background a plus

Experience:

Loan origination: 5 years (Required)
Call center sales: 2 years (Preferred)
NMLS (Required)
California DFPI or DRE license required (company will sponsor)