From The Community

For The Community

Why Amerifund?

Amerifund is built on a foundation where our customers have always come first. We recognize the fact that supporting and empowering our Sales team is what drives our business. We don’t believe in Sales versus Operations. In fact it’s quite the opposite. We have created a space where there is room for everyone to shine. Every person on the team shares a genuine commitment to providing top notch service not only to our customers, but to each other and our referral partners. We understand and embrace the concept that everyone brings a unique set of skills and we work best when we combine our talents toward our common goal.

Work The Way You Want

Amerifund is looking for talented, growth-oriented team members in all shapes and sizes. We know everyone works differently so we have different paths to fit your needs.

independent loan offier

Mortgage Loan Originators

Are you a loan officer ready to take the next step in your career? That doesn't mean you have to do it all by yourself. The Amerifund Independent Loan Officer Program gives you the tools and resources you need to work for yourself.

Amerifund Office

Available Positions

Located in Simi Valley, CA, our headquarters is a beautiful team-oriented office space at Corporate Point. Additionally, we have offices continually opening around the country. We value initiative and creativity, and above all else, we value our team.

Calling All Loan Officers!

Do you feel like every month you start over?

As you work you should be building a sustainable business that will continue to feed your production throughout your career.

At Amerifund, we have developed the formula to help you do just that. We don’t just share the tools with you – we’ll also be there to guide and support you every step of the way because we believe that your success is our success.

Find out why our average team member has been with us for close to 2 decades!

Are You A Loan Officer Ready To Take Your Career To The Next Level?

Schedule a confidential conversation today!

FAQs

In which states is Amerifund licensed?

Amerifund is rapidly expanding. You can see all the states we currently serve and which states we expect to be in next at amerifund.com/licenses. We expect to have a nationwide footprint by the end of 2022.

Is Amerifund a Lender?

Amerifund is a mortgage broker by choice. Being a broker promotes complete transparency. We don’t pad our rates or build profit into a rate sheet. What you see is what you get!  

Brokering also gives our team members access to almost every wholesale lender in the country. This enables you to offer just about every loan program to your clients in a variety of qualifying situations. If we don’t have a program and you need it, we’ll expand our offerings to support you and your business.

What products and services does Amerifund offer?

Some of our product highlights include:

  • FHA 
  • VA 
  • Conventional (including high balance) 
  • Jumbo Fixed and ARM 
  • Renovation (including FHA 203k) 
  • Reverse 
  • Helocs/2nds DSCR
  • Bridge Loans 
  • DSCR
  • Private Money/Hard Money
  • Non-QM (including bank statement and Foreign National loans) 

How is Processing handled?

Amerifund has a team of experienced in-house Processors who will handle your loans from lender submission through closing – including issuing and following up on initial disclosures. Unless you prefer to be the main point of contact, your Sr. Processor will communicate directly with the borrower(s), Closing Agent, Title Company and Real Estate Agents to update them on status and obtain all conditions needed to close your loan. You will only be re-involved if a program, rate or fee question arises which needs your expertise. You can focus on originating loans – which is your highest and best use while being copied on status updates to your clients and referral partners with assurance that they are getting top notch communication and service! 

How are credit reports handled?

Amerifund is set up with a nationwide credit vendor. You will need to create your own sub-account under our company ID and set up direct payment of your credit report invoices. If you decide to pass the credit report fee on to the customer, your Processor will bill them through closing and Amerifund will include the credit report fee reimbursement in your commission check. 

What am I responsible for as a Loan Officer?

To put it simply, we want you to ORIGINATE! With that in mind, we’ve built an experienced, structured operations team to support YOU and your business and allow you to focus on the thing you are best at – being a Loan Officer!   

Loan Officer Responsibilities:  

  • We guide you through all the steps needed to build your business.  Use our creatives, or design and develop your own marketing, advertising and prospecting strategy (all marketing materials must show all required licensing and company logo information and must be approved by Amerifund’s marketing department before finalizing).
  • Field all incoming leads and facilitate the loan application and supporting documentation. 
  • Review your client applications/documentation to determine their qualifications and provide guidance on the best loan options. 
  • Shop, price and lock your loans with one of our approved Wholesale Lenders. 
  • Send the complete file to the disclosure team who will prepare and send your disclosures, follow up for receipt and if your file is complete they will send it straight into the processing department for submission to the lender.  
  • No more chasing down conditions 
  • No more follow ups with the lender for status 
  • Spend your time doing what you love – networking, prospecting and originating loans!  

What systems and software does Amerifund use?

We use a customized CRM which has built in lead management automation to help you manage your database. This CRM is complimentary for Loan Officers who close at least 1 loan per month or 3 loans per quarter. 

Our Loan Origination Software ARIVE is also our Point of Sale system! This makes the customer experience seamless as they can apply and upload documents not only at the start of the loan but throughout the process without having to create a separate system login or email things back and forth.   The ARIVE LOS license is complimentary for Loan Officers who close at least 1 loan per month or 3 loans per quarter and includes a personalized loan application link and built in pricing engine for Lenders who are integrated with ARIVE. 

Additional pricing and loan presentation tools are available at an additional cost.  

Are there hidden fees or requirements?

Our loan officers appreciate that there are No hidden fees or profits. We are a mortgage broker with 100% transparency. We are not one of those companies that boasts about large commission splits and payouts only to discover that they nickel and dime your net check so that your commission is no different that if they would have just been honest about the lower split to begin with. What you see is what you get. Our Loan Officers are empowered with high commission splits and can price their loans with either Lender or Borrower Paid compensation at their discretion based upon the needs of the client. No “prior approval” is required.

What are some of the benefits of working with Amerifund?

  • Complete in-house processing support from disclosures through closing
  • Preferred pricing with a wide variety of lenders offering Conventional, FHA, VA, Jumbo, Reverse, Renovation, and Non QM loan options
  • Opportunities for growth, including management and recruiting in multiple states
  • Benefit with overrides for helping grow Amerifund. Receive a perpetual override for any loan officers you help bring aboard!
  • Personalized page on our website with photo, bio, and link to your own loan application portal

"Being an Independent Loan Officer with Amerifund as my Broker Partner has given me my business back.  The team support behind the scenes removes the worry of “the process” so that I can focus on production.  The absolute best of both worlds with competitive loan product edge and full team process support."

Alysha Boles

Amerifund Independent Loan Officer

Current Openings

Health Benefits

Great medical, dental and vision benefits with a full range of health insurance choices – from HMO to PPO. We cover 50% of the premium for your employee coverage!

401k plan participation

401k plan participation with a company match of up to 4% of your salary! Eligibility time frames apply.   

Paid time off

Employees received 10 days Paid Time Off (PTO) the first year and 15 days PTO after the first year.

Our hiring philosophy is simple: We look for like-minded professionals who share our ideals, are eager to learn, bring unique value, ideas, and resourcefulness ... and want to grow with us!

Operations Manager

Simi Valley, CA
Full-time

Job Description

We are currently seeking an experienced mortgage operations manager to help us build, manage, and mentor a team of all-star mortgage processors as we expand into multiple states. The successful candidate will have experience in the mortgage industry as an operations/processing manager, a positive and motivational approach to productivity, and exceptional communication and training skills. If you are looking for an excellent opportunity to build and support a mortgage broker team as we migrate into mortgage banking apply now!

Responsibilities

  • Create a pipeline management process to forecast accurate home loan funding goals and metrics
  • Enforce adherence to all state and federal regulations, mortgage lending and underwriting guidelines, and RESPA requirements while verifying loan applications from prospective home buyers, creating loan files, and processing loan closings
  • Maintain a positive work environment by developing helpful relationships with additional team stakeholders: mortgage loan officers, mortgage servicers, underwriters, and mortgage operations manager/branch managers to ensure a smooth loan process
  • Lead, hire, recruit, onboard, train, direct, and manage daily activities of mortgage loan processors, processing assistants and all other team members
  • Resolve, escalate, or remedy customer service issues in a professional manner

Qualifications

  • Multiple years (3-5) of high volume loan processing experience as a team lead in mortgage lending or mortgage banking, or at a credit union is acceptable; 3+ years management experience in mortgage operations preferably in processing management, or as a sales manager or operations manager is preferred
  • Experience with Google Suite, MS Office, as well as AUS and LOS software, are helpful
  • Excellent interpersonal, communication, training, organizational, and time management skills are essential
  • Demonstrable knowledge of the mortgage industry, loan products and programs (FHA, FNMA, FHLMC, Jumbo, VA, USDA, etc.), and state and federal regulations and laws (RESPA, etc.)

Compensation

$100,000+ Annually (competitive base salary plus bonus)

About Amerifund Home Loans, Inc.

Established in 2004, Amerifund Home Loans, Inc is an exceptionally dynamic, unique, and tech-oriented mortgage company in the process of expanding to a national footprint. We are headquartered in Simi Valley, CA - a short drive west of the San Fernando Valley and just north of Thousand Oaks.

Social Media Coordinator

Simi Valley, CA
Full-time

Job Description

We are currently hiring a Social Media Coordinator who will be responsible for designing & implementing innovative & impactful social media strategies to boost brand awareness and increase engagement across various social media platforms. Additionally, this job will include certain day-to-day administrative tasks managing data upkeep in Microsoft Exchange as well as our CRM, email signature platform, and more. We are a rapidly expanding team, so our ideal candidate is someone who’s not afraid to try new things and learn by doing. Prior experience is preferred but we’re willing to train the right candidate.

Main Responsibilities

Your responsibilities will include:

  • Designing and implementing social media strategy in line with business goals
  • Formulating high quality written and visual content for social platforms and sharing on a regular basis
  • Planning & scheduling the content calendar
  • Communicating with followers, responding to queries, and monitoring customer reviews
  • Overseeing social media accounts’ design (cover & profile pictures, bios, color schemes, etc.)
  • Staying up to date with current technologies and trends in social media, design tools, and applications
  • Tracking analytics to optimize social media reach and engagement
  • Managing day-to-day administrative tasks
  • Collaborating closely with the Creative Manager to ensure brand consistency
  • Assisting Creative Manager with marketing projects

Key Qualifications

  • You have a degree in Marketing or a related field, or you have at least 6 months experience managing corporate social media accounts.
  • You possess excellent written communication skills and can conceptualize & create relevant and engaging content for different social platforms.
  • Prior experience with WordPress, Adobe Creative Suite, Microsoft Exchange, and Davinci Resolve Studio will be a plus.
  • You are highly adaptable and a good team player.
  • You have excellent computer skills and like to learn/explore new systems.

Senior Loan Processor

Simi Valley, CA
Full-time

Job Description

The Senior Loan Processor is responsible taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, escrow and title documentation on purchase, refinance and home equity transactions to confirm that it meets investor guidelines. With the help of a Junior Loan Processor, the processing team is responsible for directly communicating with Clients, Realtors and our Loan Officers to gather and satisfy all loan conditions and move toward a timely closing. The role requires an excellent communication skills with a drive toward meeting contingency and closing deadlines while providing exceptional customer service to all parties involved in the transaction. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major investors and their guidelines.

Duties and Responsibilities:

  • Review income, credit, assets and property information against investor guidelines to ensure eligibility for the desired loan program
  • Submit for loan approval and gather/review all outstanding loan conditions
  • Order loan documents and coordinate with third party escrow companies for a timely closing

Prioritize and monitor daily workflow in order to ensure all loans meet contractual contingency and closing deadlines with pro-active communication to referral partners and clients in accordance with company's timeline expectations.

  • Work additional hours as needed.
  • Assume responsibility and ownership of the loans in your personal pipeline.
  • Stay current on all investor guidelines and program changes.

Basic Qualifications:

  • FHA/ VA experience strongly preferred.
  • Current knowledge of federal and state disclosure guidelines.
  • Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan Prospector.
  • Technology savvy- proficient in Microsoft Outlook, Office Suite, Desktop Underwriter and Loan Prospector. Current familiarity with Encompass 360 is a plus.
  • Ability to learn new systems quickly.
  • Advanced ability to analyze complex tax returns to accurately calculate income for all types of borrowers.
  • Demonstrate high volume productivity.
  • Must be detail oriented organized and work efficiently under pressure.
  • Must be a team player and work well with both Sales and Operations Staff providing utmost levels of customer service and an open line of communication.
  • Strong analytical skills.
  • Excellent verbal and written communication skills with a strong desire to help build relationships with Realtors and Borrowers
  • Ability to problem solve and work independently
  • Ability to multi-task effectively.
  • Positive attitude and self-motivation are critical.
  • Minimum of 3 years experience required.

Mortgage Analyst

Simi Valley, CA
Full-time

Job Description

The Mortgage Analyst position is a front line sales support role with direct communication with clients and realtors. The role requires an extremely outgoing personality with the ability to self-motivate toward results. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major lenders and their guidelines.

Duties and Responsibilities:

 

  • Track and manage new leads and follow up on referral business using lead management system.
  • Have initial discovery call with new clients
  • Send out request to client for loan application and documents needed to pre-approve a purchase loan and/or finalize a refinance loan.
  • Run credit report and review all documentation – including the accurate calculation of income for all types of borrowers on FHA, VA, Conventional and other loan programs.
  • Determine best financing options and communicate pre-approval decisions to clients and Realtors, including discussing rates and terms. This involves pricing and locking loans.
  • Disclose and submit complete files to processing based on lender guidelines.
  • Maintain constant communication with referral partners, clients and management
  • Prioritize and monitor daily workflow in order to ensure all leads are being worked on in accordance with company's timeline expectations.
  • Work additional hours as needed.
  • Assume responsibility and ownership of the leads in your personal pipeline.
  • Stay current on all investor guidelines and program changes.

Executive Assistant

Simi Valley, CA
Full-time

Job Description

The Executive Assistant’s responsibilities include managing calendars, making travel arrangements, and preparing expense reports. To be successful in this role, you should be confident, friendly, a self-starter, well-organized, possess outstanding computer skills, have great time management, and be able to act without guidance.

Ultimately, you will contribute to the efficiency of our business by providing personalized and timely support.

Responsibilities:

  • Act as the point of contact among executives, employees, clients, and other external partners
  • Manage incoming sales calls as a gatekeeper of leaderships time
  • Manage information flow in a timely and accurate manner
  • Manage executives’ calendars and set up meetings
  • Make travel and accommodation arrangements
  • Track daily expenses and prepare weekly, monthly, or quarterly reports
  • Oversee the performance of other clerical staff
  • Act as an office manager by keeping up with office supply inventory
  • Format information for internal and external communication – memos, emails, presentations, reports
  • Take minutes during meetings
  • Organize and maintain the office electronic filing system
  • Be willing and able to assist with any general needs

Requirements and skills

  • Work experience as an Executive Assistant, Personal Assistant or similar role
  • Excellent MS Office knowledge, including Outlook & SharePoint
  • Outstanding organizational and time management skills
  • Familiarity with office gadgets and applications (e.g. e-calendars and copy machines)
  • Excellent verbal and written communications skills
  • Discretion and confidentiality
  • High School degree
  • PA diploma or certification is a plus