"Being an Independent Loan Officer with Amerifund as my Broker Partner has given me my business back. The team support behind the scenes removes the worry of “the process” so that I can focus on production. The absolute best of both worlds with competitive loan product edge and full team process support."

Alysha Boles

Amerifund Independent Loan Officer

Do you feel like every month you start over?

As you work you should be building a sustainable business that will continue to feed your production throughout your career.

At Amerifund, we have developed the formula to help you do. We don’t just share the tools with you – we’ll also be there to guide and support you every step of the way because we believe that your success is our success.

Find out why our average team member has been with us for close to 2 decades!

Why Amerifund?

Amerifund is built on a foundation where our customers have always come first. We recognize the fact that supporting and empowering our Sales team is what drives our business. We don’t believe in Sales versus Operations. In fact it’s quite the opposite. We have created a space where there is room for everyone to shine. Every person on the team shares a genuine commitment to providing top notch service not only to our customers, but to each other and our referral partners. We understand and embrace the concept that everyone brings a unique set of skills and we work best when we combine our talents toward our common goal.

Benefits Of Working With Amerifund

  • Complete in-house processing support from disclosures through closing
  • Preferred pricing with a wide variety of lenders offering Conventional, FHA, VA, Jumbo, Reverse, Renovation, and Non QM loan options
  • Opportunities for growth, including management and recruiting in multiple states
  • Personalized page on our website with photo, bio, and link to your own loan application portal

FAQs

Which states is Amerifund licensed in?

We are currently licensed in California, Arizona, Colorado, and Florida. We currently have 15 other states pending NMLS approval.  Our multi-state expansion plan will add an additional 20 states by the end of Q1 2022 with a nationwide footprint slated for the end of Q3 2022. 

Is Amerifund a Lender?

Amerifund is a mortgage broker by choice. Being a broker promotes complete transparency. We don’t pad our rates or build profit into a rate sheet. What you see is what you get!  

Brokering also gives our team members access to almost every wholesale lender in the country. This enables you to offer just about every loan program to your clients in a variety of qualifying situations. If we don’t have a program and you need it, we’ll expand our offerings to support you and your business.

What products and services does Amerifund offer?

Some of our product highlights include:

  • FHA 
  • VA 
  • Conventional (including high balance) 
  • Jumbo Fixed and ARM 
  • Renovation (including FHA 203k) 
  • Reverse 
  • Bridge Loans 
  • Private Money 
  • Non-QM (including bank statement and Foreign National loans) 

How is Processing handled?

Amerifund has a team of experienced in-house Processors who will handle your loans from lender submission through closing – including issuing and following up on initial disclosures. Unless you prefer to be the main point of contact, your Sr. Processor will communicate directly with the borrower(s), Closing Agent, Title Company and Real Estate Agents to update them on status and obtain all conditions needed to close your loan. You will only be re-involved if a program, rate or fee question arises which needs your expertise. You can focus on originating loans – which is your highest and best use while being copied on status updates to your clients and referral partners with assurance that they are getting top notch communication and service! 

How are credit reports handled?

Amerifund is set up with a nationwide credit vendor. You will need to create your own sub-account under our company ID and set up direct payment of your credit report invoices. If you decide to pass the credit report fee on to the customer, your Processor will bill them through closing and Amerifund will include the credit report fee reimbursement in your commission check. 

What am I responsible for as a Loan Officer?

To put it simply, we want you to ORIGINATE! With that in mind, we’ve built an experienced, structured operations team to support YOU and your business and allow you to focus on the thing you are best at – being a Loan Officer!   

Loan Officer Responsibilities:  

  • Design and develop your own marketing, advertising and prospecting strategy (all marketing materials must show all required licensing and company logo information and must be approved by Amerifund’s marketing department before finalizing).  
  • Field all incoming leads and facilitate the loan application and supporting documentation. 
  • Review your client applications/documentation to determine their qualifications and provide guidance on the best loan options. 
  • Shop, price and lock your loans with one of our approved Wholesale Lenders. 
  • Send the complete file to the disclosure team who will prepare and send your disclosures, follow up for receipt and if your file is complete they will send it straight into the processing department for submission to the lender.  
  • No more chasing down conditions 
  • No more follow ups with the lender for status 
  • Spend your time doing what you love – networking, prospecting and originating loans!  

What systems and software does Amerifund use?

We use a customized CRM which has built in lead management automation to help you manage your database. This CRM is complimentary for Loan Officers who close at least 1 loan per month or 3 loans per quarter. 

Our Loan Origination Software ARIVE is also our Point of Sale system! This makes the customer experience seamless as they can apply and upload documents not only at the start of the loan but throughout the process without having to create a separate system login or email things back and forth.   The ARIVE LOS license is complimentary for Loan Officers who close at least 2 loans per month or 6 loans per quarter and includes a personalized loan application link and built in pricing engine for Lenders who are integrated with ARIVE. 

Additional pricing and loan presentation tools are available at an additional cost.  

Are there hidden fees or requirements?

No hidden fees or profits. We are a mortgage broker with 100% transparency. Our Loan Officers are empowered with high commission splits and can price their loans with either Lender or Borrower Paid compensation at their discretion based upon the needs of the client. No “prior approval” is required.