We Value Your Privacy
At Amerifund, your financial privacy matters and we take it seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, assets, and credit history in order to allow us to make an informed decision about granting you credit. We attempt to minimize the information we collect to only that which is required by law and necessary to the financing process. In addition, we restrict access to your non-public personal information to only those employees who need to know that information to provide you with our products and services. Rest assured that we maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.
Information We Collect
When you complete and submit a mortgage loan application to us, as part of processing your application and/or servicing your loan, we collect the following personal and financial information about you from the following sources:
- Information that we receive from you, in the form of applications or other related forms;
- Information about your transactions with us and our affiliates or others;
- Information we receive from consumer reporting agencies. This additional information is necessary part of the mortgage process.
Information We Share
We recognize the sensitivity of the above information and, as such, will not share personal and financial information with affiliates (an “affiliate” is a company that the lender owns or controls, or that is commonly owned or controlled by the lender’s parent holding company), non-affiliates or third parties, except as permitted by you, or as necessary to complete the mortgage lending process. Our affiliates may include financial service providers, such as title insurance agencies.
We may share personal and financial information about you (as described above) with either affiliates or non-affiliates as otherwise permitted by law. Such instances could include (but are not limited to) reports filed with certain government agencies or documents produced in response to a court order or subpoena.
Accurate & Complete Information