REVERSE MORTGAGE

Reverse mortgages are specifically designed to give seniors more options.  The loans allow homeowners to remain in their home while drawing on their home equity to travel, purchase a new car or take the grandkids on more adventures. Complete a short form and we’ll provide you with a quote. Or if you’d like to get your application started, we’ve made the process easy. 

Advantages of a Reverse Mortgage

Reverse mortgages free individuals from meeting the requirements of traditional home loans. Here are some key advantages: 

R

No Payments

No monthly mortgage payments.
All payments can be deferred until you leave the home or pass away.

Freedom

No constraints on how the money is used.
Pay off debt or use it for a comfortable retirement. It’s completely up to you.

Retain Ownership

You still retain the title of your home.
A reverse mortgage is simply a lien against the property, which can still be inherited.

Do You Qualify for a Reverse Loan?

In California, homeowners must meet the following requirements before qualifying for a reverse mortgage. Individuals must:

  • Be 62 years of age or older (if a couple, the oldest member of the couple must be 62 or older)
  • Take the loan out on their primary residence
  • Have ample equity in their home

Have Questions?

We're ready to answer them.

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Have Questions?

We're ready to answer them.

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