Hey everyone. So we’ve spoken with many people who would benefit from a refinance today and save hundreds, if not thousands of dollars monthly and over the life of their loans. Several have chosen to wait and see if rates continue to go down. This is your wake up call. There’s a lot of news on the horizon. And if you follow the market, then you know that rates have been at historic lows for some time. Now you also know that nothing lasts forever.

Industry and market experts have been preparing for a rise in rates. And they’re cautioning everyone that the first sign of positive news relating to COVID-19 is going to cause an influx of cash into the stock market. And that means a rise in mortgage rates; the bigger warning though, is that this time we don’t expect that rates will fully correct. This means that once that cash; is infused into the market, these absolute rock bottom rates we’re seeing right at this moment are not likely to come back for the foreseeable future.

This doesn’t mean doom and gloom. We anticipate low rates into 2021, but the rock bottom rates that you’re seeing; today will quickly disappear. And that is why time is of the essence. If you’re considering a refinance, there’s no more time to wait. There is a far greater likelihood of an increase in rates and a very, very slim chance that rates are going to drop further. So, if you’ve been on the fence. Now is the time to take advantage of the lowest rates in history. And I would urge you to do it now before the opportunity is gone.

I hope this information has been helpful. Have a great week.

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