If you’re thinking about buying a home, it’s important to work with a trusted loan originator like those at Amerifund, because often we can help you find loan programs you don’t even know about. In this week’s video, Jamie Cavanaugh details three loan programs you may qualify for without even knowing it!


As a potential home-buyer, it’s important to look at options, then decide which loan is best for you. But,what if you don’t know all of your options? We are here to help. How about these 3 loan programs you may not know you can qualify for:

 1. FHA Loans

FHA Loans are insured by the Federal Housing Administration. Since they’re backed by the government, you can put as little as 3.5% down, and have a credit score as low as 500. Keep in mind that mortgage insurance will be required when you buy or refinance with an FHA loan.

2. VA Loans

VA loans aren’t just for veterans. Eligible borrowers include active-duty service members, spouses of veterans, reservists, and more. VA loans don’t require a down payment, and they don’t require mortgage insurance. They are the most flexible and advantageous loans for home buyers. Check out this video for more information!

3. USDA Loans

These loans are backed by the U.S. Department of agriculture. They also don’t require a down payment and have no minimum credit score. They do depend on property qualifications, however if you’re a US citizen with dependable income, a USDA loan might be an option to look into.

As always, if you have any questions or would like more info, visit us at amerifund.com. Thanks for watching.


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